Blog

Practical guides for small business buyers. Due diligence, valuation, and deal strategy.

Whether you are running your first SDE calculation, building a small business due diligence checklist, or comparing business valuation multiples across industries, these guides cover the fundamentals every acquisition buyer needs. Learn how to evaluate revenue quality, spot red flags in financial statements, negotiate a fair purchase price, and structure SBA-backed deals. Each post is written for buyers actively looking at businesses in the $100K to $5M range - no theory, just actionable steps you can apply to the deal in front of you. Use these alongside the free BuyerEdge valuation calculator and due diligence checklist to stay organized throughout your buying process.

14 min read

Letter of Intent for Business Purchase: Complete Guide

Learn how to write a letter of intent for business purchase. Covers key terms, exclusivity, binding provisions, and common mistakes buyers make.

Read article
16 min read

Buying a Franchise: The Complete Due Diligence Guide

Guide to buying a franchise. Covers the FDD, franchise fees, territory rights, red flags, and due diligence for franchise acquisitions.

Read article
15 min read

Buying a Laundromat: Complete Buyer's Guide (2026)

Everything you need to know about buying a laundromat. Covers valuation multiples, equipment assessment, lease analysis, financials, and common risks.

Read article
16 min read

How to Value an Ecommerce Business (2026 Buyer's Guide)

Learn how to value an ecommerce business using SDE multiples, traffic analysis, and revenue quality metrics. A complete buyer's guide for 2026.

Read article
15 min read

Asset vs Stock Purchase: What Every Buyer Needs to Know

Understand the key differences between asset vs stock purchase structures. Covers tax implications, liability risks, and when to use each approach.

Read article
16 min read

How to Value a Restaurant (2026 Buyer's Guide)

Learn how to value a restaurant using SDE multiples, lease analysis, and revenue breakdown. Covers liquor licenses, equipment, and worked examples.

Read article
14 min read

Best Businesses to Buy in 2026 (With Valuation Data)

Discover the best businesses to buy in 2026, with real valuation multiples, SDE ranges, and pros and cons for each type.

Read article
18 min read

How to Buy a Business: Complete Step-by-Step Guide (2026)

Learn how to buy a business from search to closing. This step-by-step guide covers valuation, financing, due diligence, and negotiation.

Read article
10 min read

Absentee Ownership: How to Buy a Business You Don't Have to Run

Learn how absentee ownership works, which businesses qualify, and how to buy a business you can run in under 10 hours a week.

Read article
10 min read

What Is an Evergreen Business and Why Buyers Love Them

An evergreen business generates consistent demand regardless of economic cycles. Learn why buyers pay premium multiples for them.

Read article
10 min read

What Is MOIC? Multiple on Invested Capital Explained

Learn what MOIC means in finance, how to calculate it with the MOIC formula, what a good MOIC is, and how MOIC compares to IRR for business acquisitions.

Read article
10 min read

Due Diligence vs Earnest Money: What's the Difference?

Understand the key differences between due diligence money and earnest money, when each applies, refundability rules, and how both protect buyers in a deal.

Read article
11 min read

Reps and Warranties in Business Purchases: Buyer's Guide

Learn what reps and warranties are in business acquisitions, which ones matter most for buyers, survival periods, indemnification, and key red flags.

Read article
12 min read

Confidential Information Memorandum (CIM): Buyer's Guide

Learn what a confidential information memorandum (CIM) contains, how to read one as a buyer, and red flags to watch for during the acquisition process.

Read article
10 min read

TTM Revenue: What It Means and Why Buyers Need It

TTM revenue is the total revenue a business earned over the trailing twelve months. Learn the formula, how to calculate it, and why it matters for buyers.

Read article
13 min read

Buying a Plumbing Business: Due Diligence Guide (2026)

A complete guide to buying a plumbing business, including SDE multiples, valuation methods, licensing requirements, and due diligence steps for 2026.

Read article
11 min read

Proof of Cash: How Buyers Verify Business Financials

Proof of cash reconciles reported revenue to actual bank deposits. Learn how to perform one, what discrepancies mean, and why every buyer needs this step.

Read article
12 min read

Recession Proof Businesses: What to Buy When the Economy Dips

Learn which businesses hold up during recessions, which ones fail, and how to evaluate recession resistance during due diligence.

Read article
11 min read

Exclusivity Agreements in Business Acquisitions

Learn what exclusivity agreements are, when to request one, typical terms, and how to negotiate a no-shop clause in your business acquisition.

Read article
13 min read

Buying a Landscaping Business: Complete Guide (2026)

Everything you need to know about buying a landscaping business: valuations, SDE multiples, equipment, crews, and what drives value.

Read article
11 min read

DSCR Ratio: What SBA Lenders Look For (2026 Guide)

Learn how to calculate DSCR for SBA loans, the 1.25x minimum requirement, and proven strategies to improve your debt service coverage ratio.

Read article
11 min read

Seller Holdback: How It Works and When to Use It

Learn how seller holdbacks protect buyers in business acquisitions, typical amounts, release conditions, and how to negotiate holdback terms.

Read article
13 min read

How to Start or Buy a Roofing Business (2026 Guide)

Everything you need to know about buying or starting a roofing business: owner income, SDE multiples, licensing, insurance, and valuation.

Read article
12 min read

How to Finance a Business Acquisition (2026 Guide)

Compare SBA loans, seller financing, ROBS, and other ways to fund a business acquisition. Learn how to combine sources for the best deal.

Read article
11 min read

Using Your 401k to Buy a Business: ROBS Guide (2026)

Learn how ROBS lets you use retirement funds to buy a business without taxes or penalties. Step-by-step process, IRS rules, costs, and risks.

Read article
10 min read

Valuing Inventory When Buying a Business

Learn how to value inventory in a business acquisition. Covers valuation methods, physical counts, negotiation strategies, and purchase agreement clauses.

Read article
11 min read

Seller Financing: Complete Guide for Business Buyers

Everything buyers need to know about seller financing: typical terms, how to negotiate it, promissory notes, SBA standby rules, and tax benefits for sellers.

Read article
11 min read

Exit Strategies for Small Business Owners (2026)

Compare exit strategies for small business owners: third-party sale, MBO, family succession, ESOP, merger, and liquidation. Plan your exit the right way.

Read article
11 min read

Capital Gains Tax When Selling a Business: How to Minimize It

Learn how capital gains tax works when selling a business and proven strategies to minimize it. Covers asset allocation, installment sales, and more.

Read article
10 min read

EBITDA Margin: How to Calculate and What It Means

Learn how to calculate EBITDA margin, what good margins look like by industry, and how buyers use this metric to evaluate acquisition targets.

Read article
12 min read

Financial Due Diligence: The Complete Guide for Buyers

A deep guide to financial due diligence when buying a business. Learn what to verify, what red flags to watch for, and when to hire a CPA.

Read article
11 min read

Seller Notes: How They Work in Business Acquisitions

Learn how seller notes work in business acquisitions, typical terms, standby provisions, subordination, and how to negotiate favorable note terms.

Read article
11 min read

Successor Liability: What Business Buyers Need to Know

Understand successor liability in business acquisitions. Learn how asset vs stock purchases affect liability transfer and how to protect yourself.

Read article
10 min read

Recapitalization: What It Means for Buyers and Sellers

Learn what recapitalization means for business acquisitions, the different types of recaps, and how to evaluate a recapped business during due diligence.

Read article
11 min read

How to Write an Investment Thesis for Business Acquisitions

Learn how to write a clear investment thesis for your business acquisition. Includes examples for HVAC, SaaS, laundromats, and franchise deals.

Read article
12 min read

Buyer Entrepreneurship: Buy a Business Instead of Starting One

Learn about buyer entrepreneurship and acquisition entrepreneurship. Compare search funds vs self-funded searches and decide which path fits you.

Read article
14 min read

How to Value a Small Business: Valuation Multiples by Industry (2026)

How to value a small business using SDE multiples. Valuation data for 20 industries including HVAC, SaaS, restaurants, and more.

Read article
15 min read

How to Buy a Small Business with an SBA Loan (2026 Guide)

Step-by-step guide to getting an SBA 7(a) loan for a business acquisition. Down payment, DSCR, timeline, and common denial reasons.

Read article
11 min read

SDE vs EBITDA: Which One Matters When Buying a Small Business

Clear explanation of SDE vs EBITDA with calculation examples. Learn which metric to use for small business acquisitions under $5M.

Read article
12 min read

How to Negotiate the Purchase Price of a Small Business

How to negotiate a business purchase price and structure seller financing. Use due diligence findings, earnouts, and seller notes to get better terms.

Read article
14 min read

37 Questions to Ask Before Buying Any Small Business

The complete list of questions every buyer should ask before purchasing a business. Organized by category with red flag answers to watch for.

Read article
11 min read

How to Value an HVAC Business (2026 Buyer's Guide)

HVAC business valuation guide with SDE multiples and benchmarks. Plus how to find and evaluate an HVAC business for sale.

Read article
10 min read

Customer Concentration Risk: Why It Kills Deals and How to Handle It

Customer concentration is the number one deal killer. Learn the 25% rule, how lenders evaluate it, and how to negotiate around it.

Read article
10 min read

Owner Dependency: The Hidden Risk in Small Business Acquisitions

If the business cannot run without the owner, you are buying a job, not a business. Learn how to identify and mitigate owner dependency risk.

Read article
18 min read

Business Acquisition Checklist: The Complete Due Diligence Guide

The complete business acquisition checklist. How to do due diligence on financials, legal, operations, and market analysis before buying.

Read article
14 min read

SDE Calculation: How to Calculate Seller's Discretionary Earnings

Step-by-step SDE calculation guide for small business buyers. Learn how to calculate seller's discretionary earnings and avoid overpaying.

Read article
10 min read

10 Red Flags to Watch for When Acquiring a Business

The 10 biggest red flags in business acquisitions. Learn what warning signs to look for during due diligence before you commit to buying.

Read article